₹2 Lakh Down Payment on Hyundai Creta – Know Your Monthly EMI!
Buy Hyundai Creta with ₹2 Lakh Down Payment- Check EMI and Smart Buying Guide!
Want to stylishly own an SUV without having a hole burned in your pocket?
Hyundai Creta is one of India’s most loved compact SUVs with its premium looks, powerful engine, and top-class features.
If you want to buy one but your budget is an issue, then relax. Just by paying ₹2 lakh as a down payment, you can easily get your dream car to your home.
But the big question is how much would your EMI be every month? So let’s break it down!
Hyundai Creta Price – What’s the Actual Price?
A Hyundai model called Creta is priced at an ex-showroom cost of ₹11.10 lakh for the lowest model- E Petrol MT. After including taxes and insurance it comes up to an on-road value of ₹12.88 lakh.
Now, if you pay ₹2 lakh upfront, you will need a bank loan for the remaining cost.
Monthly EMI- What Will You Pay for Taking a Loan of Just ₹2 Lakh?
In this case, if you take a loan of ₹10.88 lakh at an annual interest rate of 9% for a period of 7 years (84 months) below is your EMI calculation:
Loan Amount: ₹10,88,973
Loan Tenure: 7 Years (84 Months)
Interest Rate: 9% Per Annum Monthly EMI: ₹17,521
So, to own a Hyundai Creta you’ll have to pay ₹17,521 every month as EMI.
Smart Buyers Guide- Is It Worth Going for It?
- Pocket-Friendly EMI: This EMI is manageable for those earning above ₹50,000 per month.
2. Lower Down Payment, Higher Loan: A down payment of 2 lakh can help get you the vehicle but higher loans mean a higher interest.
- EMI: 7 Years –You can prepay once as your income increases and save in interest payments.
Why is the Hyundai Creta a Smart Buy?
Mileage up to 21.8 coming with 24 variants and safety features creeps in blending power, comfort, and economy into one sweet address.
Shown off SUV but fits the bill?
Creta it is! Same day get your EMI plan ready, and drive your dream car home!
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