As you start the ITR filing season for FY 2024–25, one error can cost you a lot—omitting Form 16 and 16A. Both are not only tax returns. They are certificates of your income from which tax has been deducted and paid to the government. If you are filing your return this year, do not even think about ignoring them.

Let’s understand why and how.

What is Form 16?

Salaried people file their income tax returns using Form 16. It provides details of their salary, deductions, and tax paid. Employers deduct tax (TDS) from salaries each month and issue this certificate at the end of the financial year. It reflects the salary received, the tax deducted, and the deductions claimed under sections like 80C or 80D.

This one contains your PAN, employer’s TAN, TDS certificate number, and tax deducted breakup for each quarter. Use it as your salary slip for income tax authorities.

Form 16 Has Two Parts—Both Mandatory

The two sections of Form 16 – Part A and Part B.

Part A contains a breakup of the TDS—when, how much, and where did it go.

Part B details more about your salary information, allowances, and tax-saving investments.

Always download both parts from the authorized TRACES portal. Reproduction from any other source may not be accepted in scrutiny.

What About Form 16A?

You may not receive just salaries only. You can have fixed deposits, commissions, or professional charges levied. If yes, you will get Form 16A issued by banks or payment-making companies.

It’s similar to Form 16, but specifically for income that isn’t from a salary. It shows the payment or interest made, the TDS paid on it, and the deductor making it. It is also followed by your PAN, the TAN of the deductor, and a certificate number.

Again, download it from the TRACES portal so it can be said to be valid.

Why These Forms Matter Before Filing ITR

When you submit your ITR, the Income Tax Department checks everything—your income, tax paid, and TDS. If there is a discrepancy between what you report in your return and what is displayed in Form 16/16A, your submission may be rejected or postponed.

So hold on for a while before taking that panic run to submit. Compile both forms. Verify the figures. A single tiny mistake can result in huge trouble later.

Bottom line:

Form 16 and 16A are not forms. They’re your tax safety nets.