The Modi government 10 biggest schemes: Prime Minister Narendra Modi is celebrating his 75th birthday today (September 17, 2025). Born in Vadnagar, Gujarat, in 1950, Modi has distinguished himself not only in politics but also in social life. Serving as the country’s Prime Minister for the third consecutive term, Modi has launched several ambitious schemes over the past 11 years that have profoundly impacted the lives of the common man. These schemes have directly benefited the poor, farmers, women, and middle-class families, making life easier for millions.
Let’s explore the 10 most significant schemes of the Modi government that have transformed India and the lives of people.
1. Pradhan Mantri Awas Yojana (PMAY)
Launched in 2015, this scheme was introduced to provide permanent homes to poor families. By March 2025, 42.1 million houses have been completed, and it has now been extended to 2029. The goal is to provide another 20 million rural families with their own homes. This scheme has proven to be a lifeline for families living on rent and in huts.
2. Pradhan Mantri Jan Dhan Yojana
Launched on August 28, 2014, this scheme has proven to be a revolutionary step towards financial inclusion. More than 560 million bank accounts have been opened so far, more than half of which are in the names of women. Facilities like zero-balance accounts, RuPay debit cards, overdrafts, and insurance have connected the poor to the banking system.
3. Atal Pension Yojana
Launched on May 9, 2015, this scheme provides old-age support to laborers and workers in the unorganized sector. People between the ages of 18 and 40 can invest in it and receive a monthly pension of ₹1,000 to ₹5,000 after the age of 60. By April 2025, 76.5 million accounts have been opened.
4. Ujjwala Yojana
Launched on May 1, 2016, the Ujjwala Yojana eliminated smoke from women’s kitchens. Under this scheme, poor families were provided with free gas connections and subsidized cylinders. By 2025, more than 100 million connections had been issued. This improved women’s health and promoted clean energy.
5. Pradhan Mantri Suraksha Bima Yojana
Launched in 2015, this scheme became an affordable insurance option for the poor. Accident insurance up to ₹2 lakh and partial disability cover up to ₹1 lakh were available for an annual premium of just ₹20. More than 510 million people have enrolled so far.
6. Pradhan Mantri Jeevan Jyoti Bima Yojana
Launched in 2015, this scheme provides life insurance cover of ₹2 lakh for an annual premium of just ₹436. People between the ages of 18 and 55 can avail of it. By April 2025, more than 230 million policies had been issued.
7. Ayushman Bharat Yojana
Launched on September 23, 2018, this scheme is considered the world’s largest health insurance scheme. Poor families receive free treatment up to ₹5 lakh annually. More than 340 million Ayushman cards have been issued so far, and recently, all senior citizens above 70 years of age have also been included.
8. PM Kisan Samman Nidhi
Launched on February 24, 2019, this scheme provides financial assistance of ₹6,000 annually directly into the bank accounts of small and marginal farmers. Farmers have received 20 installments so far. This scheme has proven to be a major relief for farmers with less than 2 hectares of land.
9. Garib Kalyan Anna Yojana
Launched in March 2020 during the COVID-19 pandemic, this scheme continues to provide support to 800 million people. It provides 5 kg of free grain per person every month. The government has extended this scheme until 2029. This scheme saved millions of families from going to bed hungry.
10. PM Suryaghar Free Electricity Scheme
Launched on February 15, 2024, this scheme not only provided relief on electricity bills but also promoted solar energy. Under this scheme, up to 300 units of free electricity are provided every month, and a subsidy of up to ₹78,000 is given for installing solar panels. By March 2025, panels had been installed in millions of homes.