Gold vs Silver 2025: As soon as the shops in Delhi’s Chandni Chowk market opened this morning, gold and silver traders focused on the live rate charts. Gold, once again proving its reliability, held firm at ₹123,873 per 10 grams. Silver, meanwhile, is fluctuating daily around ₹187,000 per kg. This is a daily phenomenon, but today it is more significant because the festive season is about to begin.
Gold: A support for old age or a choice for the youth?
Rajesh Kumar, who has been running a jewelry shop for the past thirty years, says, “Gold is a true friend that comes in handy in every crisis. Today’s youth are also beginning to understand this.” His shop has seen many young people buying gold for investment purposes since this morning.
Financial advisor Meenakshi Agarwal says, “Gold has given returns of over 70% in the last five years. It not only protects against inflation but also provides instant cash in case of emergencies.” 70% of her clients now prefer gold as an investment.
Silver: A Game for Risk Takers
On the other hand, silver’s situation is different. Rahul Verma, an industrialist working in the Okhla Industrial Area, says, “We need silver every month for production. If the price is low, we stock up more.” This is why silver demand is directly linked to industrial needs.
Sebi-registered investment advisor Ajay Sharma says, “A 3-4% daily fluctuation in silver is common. Last month, when an order came in from the solar panel industry, silver went up 5%.” He believes that silver is for those who can watch the market daily.
The Magic of Festivals: A Time for Wisdom
Diwali and Dhanteras are not far away. Suresh Jain, owner of a jewelry shop in Karol Bagh, says, “People start planning in advance. Smart buyers buy in August-September.” He says prices increase by 5-7% just before the festivals.
Amit Sharma, who recently got married and settled down, says, “I bought gold just last month. My wife wore the jewelry, and the investment is also made.” Thanks to young people like Amit, the demand for gold is constantly increasing.
A Common Man’s Decision: What to Choose?
For Mohan Lal, a rickshaw driver from a small town, this decision is crucial. He says, “I buy one tola of gold with my year’s savings. Silver can be a loss.” Meanwhile, IT professional Priya Menon has a different perspective: “I invest in gold ETFs. There’s no worry about storing gold, and the benefits are the same.”
Financial planner Vipul Garg advises, “If you’re salaried and can’t take risks, gold is for you. Gold bonds are the best option. If you’re a businessman or trader, silver offers a good opportunity.”
Future: What do the statistics say?
Looking at the data from the last ten years, gold has given a return of 10-12% every year, while silver has sometimes given a return of 25% and sometimes a negative return. Experts believe that gold may rise another 5-7% in the next six months, while silver may fluctuate by up to 15%.
Navratan Kacholi, a prominent jeweler in Jaipur, advises, “We would recommend investing 70% in gold and 30% in silver. Make a budget before shopping for the holidays and buy from a trusted store.”
Ultimately, the decision depends on your needs, risk tolerance, and financial goals. Gold will provide security, while silver will provide opportunity. All that is needed is to take the right decision at the right time.