EPFO raises auto claim limit to ₹5 lakh for emergencies. Faster PF withdrawals, 72-hour settlement goal, and digital upgrades set to benefit over 7 crore members across India

EPFO Breaks Barriers: PF Claims up to ₹5 Lakh Now Auto-Approved

Fast-Tracking Financial Relief for Millions

The Employees’ Provident Fund Organization (EPFO) has made a groundbreaking change that brings a huge sense of relief to its over 7 crore members. From now on eligible claims up to ₹5 lakh will be settled automatically no approvals no delays. This means that if you’re dealing with a medical emergency, planning a child’s education, a wedding or buying a house you can get your PF money quickly and easily.

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Almost 69 Lakh Claims Cleared in Just 3 Days

Since the start of the financial year 2025–26, EPFO has already settled around 68.96 lakh claims in just three days from April 1 to June 5. That’s nearly 50% of total claims. To understand how significant this is, compare it to last year when only 39% of claims were settled in three days. The difference shows how serious EPFO is about putting speed and efficiency first.

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What Changes with the ₹5 Lakh Auto Limit?

Earlier, only claims up to ₹1 lakh were auto-settled. That included reasons like illness, housing, education and marriage. Now with the limit pushed to ₹5 lakh more members can benefit instantly without waiting for extra approval. For many this update means quick access to their own money exactly when they need it most.

72-Hour Goal-For All Claims

This update, is part of a larger mission and EPFO is now working towards a bold target to settle all claims including pensions and insurance within 72 hours. They are upgrading systems with AI and smart technology to make the claim process smoother and faster.

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A Big Win for Over 7 Crore Workers

This move puts EPFO on the path to becoming one of the most member-friendly government bodies in India. The promise of quick, transparent, and dependable service will make a real difference in the lives of crores of workers ensuring that their savings are not just safe, but accessiblewhen they truly need them.