Change UPI PIN without debit card: Today, most people prefer to do all transactions, big or small, online. Whether it is to buy goods worth Rs 50 at the shop or transfer thousands of rupees to someone, UPI is being used everywhere. The hassle of keeping cash has reduced, and making payments through mobile in a few seconds has now become a common thing. The reason for this revolution is the UPI payment system, which has made digital transactions easy and safe across the country.
Why is the UPI PIN necessary?
Whenever a user makes a transaction through the UPI app, a PIN is required for security. This PIN is usually of 4 or 6 digits. Without this PIN, neither money can be sent to anyone nor a transfer from one account to another be possible. But many times people forget this PIN. Earlier in such a situation, a new PIN could be created only with the help of a debit card. But now this hassle is over.
Big relief from NPCI’s new facility
The National Payments Corporation of India (NPCI) has now given the facility to users to set a new UPI PIN or change the old PIN even without a debit card. Aadhaar card can now be used for this. This step is a big relief for millions of people who do not have a debit card but want to make digital payments.
How to change UPI PIN with an Aadhaar card
When a user wants to create a new PIN or change the old PIN, now two options will appear on the app. First debit card and second Aadhaar card. If the user chooses the Aadhaar card option, then he will have to enter the first six digits of the Aadhaar number. After this, an OTP will come to the mobile number linked to Aadhaar. The process of setting a new PIN is completed as soon as the OTP is entered.
The thing to note here is that your mobile number should be linked to both your Aadhaar card and bank account. Only then the OTP will come correctly, and the process will be successful.
How to change UPI PIN on Google Pay
This facility has been made very easy for those using Google Pay. If you have forgotten your PIN or want to create a new one, just open the Google Pay app and go to your profile. Click on the bank account there and select the account whose PIN is to be set.
After this, the option of “Set UPI PIN” or “Change UPI PIN” will appear on the screen. Choose the option of Aadhaar card here and enter the first six digits of your Aadhaar. OTP will come to your mobile number, after entering which you can immediately create a new PIN. Now, no debit card will be needed.
How to change PIN on Paytm
This process is almost the same in the Paytm app. First of all, open the app and click on the profile icon on the top left. Now select the option of “UPI and Payment Settings”. There you will see a list of your linked bank accounts. Tap on the account whose PIN is to be changed.
After this, click on “Set PIN” or “Change PIN”. Now you will get the option to choose between a debit card and an Aadhaar card. Select the option of Aadhaar card and enter its first six digits. OTP will come to your mobile, and after entering it, you will be able to easily create a new PIN.
Why is this change necessary?
There are crores of people in India who have a bank account but do not have a debit card. Especially people living in rural areas and small towns used to struggle with this problem. Now, with the help of an Aadhaar card, the facility of digital transactions has become even easier for such people. This will strengthen the dream of Digital India, and more people will move towards cashless payment.