UPI New Rules from August 1: From August 1, 2025, the way of digital payment is going to change for crores of UPI users across the country. The National Payments Corporation of India (NPCI) has decided to implement new rules to reduce the increasing pressure on the UPI system and prevent transaction failures. These changes will apply to all UPI apps like Paytm, Google Pay, PhonePe, and BHIM.
You will be able to check your balance only 50 times every day
If you check your account balance several times a day, then you have to be a little careful. Under the new rules, UPI users will be able to inquire about the balance only a maximum of 50 times a day. Checking the balance repeatedly puts a heavy load on the server, which can slow down or shut down the network.
The limit to view the bank account list has also been fixed
The list of bank accounts linked to the mobile number can also be viewed only 25 times daily. NPCI believes that this change will save the system from unnecessary load and improve the performance of the apps.
You will be able to see the status of the transaction only 3 times
Everyone tries to know the status of a transaction after making it through UPI, but now the status of a transaction can be seen only three times. Also, it will be necessary to keep a gap of at least 90 seconds between every two checks.
AutoPay payments will now be made at fixed times only
NPCI has now fixed a fixed time for AutoPay services like EMI, bill payment, and subscription. Now these payments will not happen at any time throughout the day, but will be processed only at the fixed time.
The balance update will be available after every transaction
NPCI has instructed all banks to immediately inform the user about the balance in their account after every financial transaction. This will prevent people from checking the balance again and again, and will allow them to track the transaction better.
These rules will apply to all UPI users
All these rules will apply to Paytm, PhonePe, Google Pay, or any UPI app. This move by NPCI is considered a major decision towards making the system fast, secure, and reliable. This change in UPI is expected to make digital payments more convenient and stable.