PMJJBY deadline alert! Keep ₹436 in your bank account before 31 May 2025 to avoid losing your ₹2 lakh life insurance cover. Know how to stay enrolled, benefits, and enrollment process.

Big Shock Awaits If You Miss This Deadline

If you’re enrolled in the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), mark your calendar now—31 May 2025 is not just another date. It’s the final call to maintain your life insurance coverage under this central government scheme. Failing to have ₹436 in your bank account before this date could cost you your ₹2 lakh life cover, as the auto-debit process will fail and your policy will lapse without warning.

Why This Scheme Still Matters in 2025

With a premium of just ₹436 per year, PMJJBY remains one of the most affordable life insurance options in the country. It offers a life cover of ₹2 lakh to people aged 18 to 50 years at the time of joining, and continues to cover them until they turn 55, as long as the annual premium is paid on time. This minimal-cost scheme ensures financial security for families in the unfortunate event of the policyholder’s death—regardless of the cause.

How to Stay Covered: The Crucial Bank Balance Tip

To continue your insurance coverage, simply ensure ₹436 is available in your linked savings account by 31 May. The amount will be automatically debited, renewing your policy for another year. Several banks have already begun sending SMS alerts to remind customers about this deadline. Don’t ignore it—this tiny amount could mean a huge difference for your loved ones.

Not Enrolled Yet? Here’s How You Can Join

If you haven’t signed up yet, enrolling is easy and can be done through your nearest bank branch, BC (Bank Correspondent) point, your bank’s official website, or even through the post office. It’s a hassle-free process, and once enrolled, you’re covered without needing annual paperwork—just keep your account funded.

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Looking for More Coverage? There’s Also PMSBY

Alongside PMJJBY, the Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers accident insurance of ₹2 lakh at just ₹20 per year. It’s open to individuals aged 18 to 70 years and covers accidental death or total permanent disability.

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Don’t Miss the 31 May Deadline

Whether you’re already enrolled or planning to sign up, 31 May 2025 is the golden date. Keep your account active, maintain the balance, and secure your family’s future—for less than the cost of a meal.

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